Frequently Asked Questions

Does the fixed prime loan operate the same way as a variable facility?
Yes it does.

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Does the fixed prime loan have all the options in terms of redraw and 100% offset like a variable?
Yes it does.

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Do you credit score?
Yes it does.

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Does your Vogue product have LMI up to 95%?
No it has a risk fee.

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Can you do Construction of fixed rates?
Yes we can.

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What’s your most popular fixed rate?
2 or 3 year at 4.84%.

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Can I reduce this rate if I reduce my trail income?
Yes you can, your trail is 0.25% and you can reduce your rate up to 25 points.

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What’s the rate on the secure visa card and what’s the maximum limit?
Rate is 5.21% with a limit of $20,000.00.

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Do you also do non-prime lending?
Yes we do up to 95% LVR.

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Do you have an asset lend product?
Yes we do up to 66% LVR.

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How much can the customer pay into the fixed loan account?
$20K pa.

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What ATM’s can my customer use?
Suncorp and Bendigo & Adelaide Bank.

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How can my customer deposit chq/cash?
[email protected]

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Who does my customer call for account queries?
02 8116 1050.

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